Δευτέρα, 12 Ιουλίου 2010

How many young people are delivering pizzas with a diploma on the wall and a big student loan keeping them up at night?

Basil Venitis, twitter.com/Venitis, points out uncollege is much better than college! We live in a world where information can be found online for just about anything. What can't be found online can be found in books, and what can't be found in books can be found through internships, jobs, and mentors. Do not waste your time with colleges and eggheads. There is a glut of college graduates in the labor market. Many of them move back home with their parents and take jobs that do not require a college degree.

The everybody-must-go-to-college doctrine is hardly a blessing. How many young people are delivering pizzas with a diploma on the wall and a big student loan keeping them up at night? It's true that the watered-down, increasingly worthless bachelor's degree today is expected for nearly every job, but let's not fool ourselves: For most grads it's little more than a signal to potential employers that they had the perseverance to get up early four years running and jump through all the required hoops. That tells a human-resources director enough about an applicant to separate him from a rival who didn't do those things. It doesn't say anything about what he knows or can do.

Venitis notes that many colleges offer instruction online. An increasing number of colleges, such as MIT, Yale, Stanford, UC Berkley, Oxford, and Cambridge, are placing course content, including lectures and instructional materials, online for free. There are many programs that allow students to earn college credits by studying and completing an exam remotely. Through these types of programs, a student can earn college credit through self-study at a fraction of the cost of a traditional college course.

Venitis asserts that college is very expensive. Total average tuition, room and board for a bachelor's degree is around $100,000. 80% of all students graduate with more than $30,000 in debt, and 40% say it will take them ten years to pay off their debt. College tuitions are so expensive specifically because the government has guaranteed student loans. Guaranteed loans don't mean more access to education, but rather that universities are free to charge more per pupil than if their customers were paying out-of-pocket.

Obama's plan only serves to remove more market forces and creates an even bigger moral hazard. Under the new rules, students will be required to repay a much smaller portion of what they borrow. As a result, students will be willing to borrow even greater amounts of cash to pay inflated tuitions, making it that much easier for colleges and universities to raise them.

Since the government will actually be loaning the money directly, rather than simply guaranteeing private-sector loans, the Treasury will actually have to borrow the money itself before it can relend it to students. The irony of going into debt to loan money never registers in Washington. As this bill will cause tuitions to rise even faster, it will necessitate even larger loans that will produce even greater taxpayer losses when the loans end in default.

More than half of college students require six or more years to finish their degree. Going to college requires commitment and dedication, and you'll need to be in it for the long haul. In order to graduate, you'll need to take some courses that are not relevant to your interests and passion. The average college freshman spends ten hours a week partying, eight hours a day engaged with media and technology, including games, cell phones, TV, and social networks, and only ten hours a week actually studying.

Students go to prestigious institutions because these schools have great reputations, which, in turn, allows students to get the best jobs. In other words, students who go to elite institutions want the faculty to concentrate on research and raising funds because that is how universities get the best reputations. Therefore, what students are purchasing is not an education, but prestige and reputation. Nevertheless, parents, students, and taxpayers should know where their money is actually going, and everyone should be concerned about the quality of education. If students at elite institutions do not get an effective education, but they do get to purchase prestige, our society will produce leaders, workers, and citizens who lack the basic skills and knowledge to be effective inside and outside of the workplace.

Most top presidents and self-made billionaires dropped out of high school or college! The list includes Bill Gates(Microsoft), Larry Page(Google), Michael Dell(Dell), David Geffen(Geffen Records), Steve Jobs(Apple), Richard Branson(Virgin), Ralph Lauren(Ralph Lauren), Jerry Yang(Yahoo) and Zuckerberg(Facebook). Zuckerberg and Gates went to Harvard. Page and Yang both attended Stanford. Jobs only completed one semester at Reed College in Portland, Oregon. Dell left the University of Texas at 19. Geffen dropped out of three universities before launching his record label. Lauren went to Baruch College in New York City, but left after two years. Branson, a mild dyslexic, never made it out of high school. Ford Motors founder, Henry Ford, never had any formal education, outside his training as a machinist.

Basil Venitis, an Athenian orator, asserts that the best colleges in the world today are the private colleges in America. The gulf between them and the state-funded colleges in equally rich countries such as France, Germany, Italy, Japan, or South Korea, where there are few private colleges of note, is so huge that the lesson cannot be avoided, colleges need independence to flourish. It is interesting that the intermediate group of colleges are those in Britain and Australia where colleges, though funded and over-regulated by the state, nonetheless retain significant autonomy.

Even Fourth Reich(EU) agrees, and the Commission reports that American colleges are better than Europe's, because European colleges generally have less to offer and lower financial resources than their equivalents in other developed countries, particularly USA. American colleges have far more substantial means than those of European colleges and better eggheads. The gap between the US and EU expenditure stems primarily from the low level of private funding of higher education in Fourth Reich.

Basil Venitis, an Athenian orator, asserts the best college of Fourth Reich is Oxford University. Most of the present UK cabinet members are from Oxford: David Cameron, Theresa May, George Osborne, William Hague, Michael Gove, Chris Huhne, Danny Alexander, Dominic Grieve, Jeremy Hunt, Philip Hammond, David Willetts, George Young.

Many European colleges violate academic freedom, the oxygen of new ideas. Academic freedom means that professors have unrestricted liberty to question and test any wisdom and to put forward controversial and unpopular opinions, whether or not these are deemed offensive, and that colleges have no right to curb the exercise of this freedom or to use it as grounds for disciplinary action or dismissal.

State colleges are frauds. Many administrators rob the funds, many professors trade grades for kickbacks and sex, and most students dumb down! Anyone who wants to learn anything can do it much better on the Internet, without retreating to fraudulent concentration camps, called campuses. Allons enfants de la Patrie! It is high time to close colleges and prosecute state rectors under the Racketeer Influenced and Corrupt Organizations Act(RICO). The acronym was selected from the movie Little Caesar, which featured a notorious young gangster named Rico. Well, now is the time for RICO to go to college! Colleges have little value, and their graduates cannot find jobs. They are an embarrassment to education. Sending a child to a university is irresponsible. Total college education, direct and indirect, including bygone salaries, costs around 200,000 euros. That money would bring higher reward-to-risk ratio in any other investment.

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